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Money orders or personal checks can be mailed to our office if desired.  If you have any questions about your account, feel free to contact us.


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Toll Free 877-265-1485

For independent information and financial management advice, visit Know My Debt.

This communication from a debt collector is an attempt to collect a debt, and any information obtained will be used for that purpose.
Calls to Credit Solutions may be recorded for compliance and quality control.


We operate as Credit Solutions, LLC, but are registered as:

a) Credit Solutions of Kentucky, LLC in Alabama, Arizona, Arkansas, Connecticut, Delaware, Florida, Iowa, Missouri, Nebraska, Nevada, New Jersey, Ohio, Pennsylvania, Rhode Island, Utah, Wisconsin.

b) Credit Solutions of Kentucky in New Hampshire, Vermont

c) Credit Solutions, LLC of Kentucky in Louisiana

d) Credit Medical Solutions, LLC in Oklahoma

e) CS Receivables Management, LLC in Texas

f)  Credit Solutions of Kentucky in Nevada

California: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or

Nonprofit credit counseling services may be available in the area.

Colorado: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. Address 27 North Willerup Suite B, Montrose, CO 81401,Phone number: 970-249-7514.

District of Columbia: You have the right to request all the following concerning your debt;

  1. Documentation of the name of the original creditor as well as the name of the current creditor or owner of your debt;
  2. Your last account number with the original creditor;
  3. A copy of the signed contract, signed application, or other documents providing evidence of your liability and its terms;
  4. The date that your debt was incurred;
  5. The date of your last payment, if applicable; and
  6. An itemized accounting of the amount claimed to be owed including the amount of the principal, the amount of any interest, fees, or charges, and whether the charges were imposed by the original creditor, a debt collector, or a subsequent owner of the debt.


You may request the above information by contacting us by phone, mail, or email at the following: Phone: 877-265-1485, mail:2277 Thunderstick Dr, Ste 400, Lexington, KY 40505, email:

Minnesota: This collection agency is licensed by the Minnesota Department of Commerce.

New York:

To better serve you, please advise us if you have any language preference other than English.  At this time, we have the following language access services available to you upon request: (1) Spanish speaking representatives, and, (2) translation of our written communications into Spanish.  In addition, a translation and description of commonly-used debt collection terms is available in multiple languages on New York City’s Department of Consumer Affairs’ website at

Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to: a) the use or threat of violence; b) the use of obscene or profane language; and c) Repeated phone calls made with the intent to annoy, abuse, or harass. If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1.Supplemental security income, (SSI);2. Social security; 3. Public assistance (welfare);4. Spousal support, maintenance (alimony) or child support; 5. Unemployment benefits; 6. Disability benefits;  7. Workers’ compensation benefits; 8. Public or private pensions; 9. Veterans’ benefits; 10. Federal student loans, federal student grants, and federal work study funds; and 11. Ninety percent of your wages or salary earned in the last sixty days.

New York City Department of Consumer Affairs License Number: 2015713-DCA I

New York – City of Yonkers License Number: 9650

New York – City of Buffalo License Number: CAG15-1 0031365

Nevada – For Nevada Residents:

If you agree to pay the debt, or any portion of the debt, the payment or agreement to pay may be construed as:

(1) An acknowledgement of the debt by you

(2) A waiver by you of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt.

If you do not understand or have questions concerning your legal rights or
obligations relating to the debt, you should seek legal advice.

North Carolina: North Carolina Department of Insurance Company # 119501063

Tennessee: Credit Solutions, LLC is a collection agency licensed by the Collection Service Board of the Department of Commerce and Insurance.

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