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Credit Solutions Is Here to Assist

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For independent information and financial management advice, visit askdoctordebt.com.

This communication from a debt collector is an attempt to collect a debt, and any information obtained will be used for that purpose.
Calls to Credit Solutions may be recorded for compliance and quality control.

 

We operate as Credit Solutions, LLC, but are registered as:

a) Credit Solutions of Kentucky, LLC in Alabama, Arizona, Arkansas, Connecticut, Delaware, Florida, Iowa, Missouri, Nebraska, Nevada, New Jersey, Ohio, Pennsylvania, Rhode Island, Utah, Wisconsin.

b) Credit Solutions of Kentucky in New Hampshire, Vermont

c) Credit Solutions, LLC of Kentucky in Louisiana

d) Credit Medical Solutions, LLC in Oklahoma

e) CS Receivables Management, LLC in Texas

California: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

Nonprofit credit counseling services may be available in the area.

Colorado: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. Address 27 North Willerup Suite B, Montrose, CO 81401,Phone number: 970-249-7514.

Minnesota: This collection agency is licensed by the Minnesota Department of Commerce.

New York: Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to: a) the use or threat of violence; b) the use of obscene or profane language; and c) Repeated phone calls made with the intent to annoy, abuse, or harass. If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1.Supplemental security income, (SSI);2. Social security; 3. Public assistance (welfare);4.Spousal support, maintenance (alimony) or child support;5.Unemployment benefits; 6.Disability benefits; 7.Workers’compensation benefits; 8.Public or private pensions; 9. Veterans’ benefits; 10. Federal student loans, federal student grants, and federal work study funds; and 11. Ninety percent of your wages or salary earned in the last sixty days.

New York City Department of Consumer Affairs License Number: 2015713-DCA I

New York – City of Yonkers License Number: 9650

New York – City of Buffalo License Number: CAG15-1 0031365

North Carolina: North Carolina Department of Insurance Permit # 4506

Tennessee: Credit Solutions, LLC is a collection agency licensed by the Collection Service Board of the Department of Commerce and Insurance.